OMA Cars express
Security & Compliance Trust Center
Compliance Maturity
Defined — documented but incomplete
Last Assessment
June 12, 2026
This organization maintains a Written Information Security Program (WISP) in accordance with the FTC Safeguards Rule, 16 CFR Part 314. Compliance status is verified and continuously monitored by Sterling Safeguard.
Verified Compliant Controls
Qualified Individual
16 CFR § 314.4(a)
Written Risk Assessment
16 CFR § 314.4(b)
Access Controls
16 CFR § 314.4(c)(1)
Encryption
16 CFR § 314.4(c)(3)
Secure Development
16 CFR § 314.4(c)(4)
Secure Disposal
16 CFR § 314.4(c)(6)
Change Management
16 CFR § 314.4(c)(7)
Monitoring & Logging
16 CFR § 314.4(c)(8)
Testing & Monitoring
16 CFR § 314.4(d)
Service Provider Oversight
16 CFR § 314.4(f)
Incident Response Plan
16 CFR § 314.4(h)
Annual Reporting to Governing Body
16 CFR § 314.4(i)
Regulatory Framework
The FTC Safeguards Rule (16 CFR Part 314) requires non-banking financial institutions — including auto dealers and accounting firms — to develop, implement, and maintain a comprehensive information security program to protect customer financial data.
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